International Personal Finance is a British-based international financial services business providing home credit and digital consumer credit to 1.7 million customers in nine markets.[2] It took a secondary listing on the Warsaw Stock Exchange in March 2013 but delisted in 2022.[3] It is also listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.[4]

History

The company was first established as a division of Provident Financial in 1997. It was demerged from Provident Financial in 2007[5] and listed on the London Stock Exchange on 16 July 2007.[6] It went on to acquire Maritime Commercial Bank of Kaliningrad in 2008,[7] before closing its pilot Russian operation in 2009.[8] IPF acquired digital loans company MCB Finance in 2015.[9]

Operations

The company has operations organised as follows:

  • Poland – home credit and digital
  • Hungary – home credit
  • Romania – home credit
  • Czech Republic – home credit and digital
  • Mexico – home credit and digital
  • Australia – digital
  • Latvia – digital
  • Lithuania – digital
  • Estonia – digital

References

  1. 1 2 3 "Annual Results 2025" (PDF). International Personal Finance. Retrieved 25 February 2026.
  2. "Building a better world". International Personal Finance Corporate2022. Retrieved 24 June 2023.
  3. "Approval of Warsaw Stock Exchange Delisting". tools.eurolandir.com. Retrieved 24 June 2023.
  4. "Spirent Communications (UK): Constituent Deletion – Update Changes in FTSE UK Index Series". FTSE Russell. 13 October 2025. Retrieved 15 October 2025.
  5. "Provident Financial details split". Reuters. 7 June 2007. Archived from the original on 7 February 2018. Retrieved 9 April 2016.
  6. "London Stock Exchange | London Stock Exchange". www.londonstockexchange.com. Retrieved 24 June 2023.
  7. "International Personal Finance buys Russian bank for 2.75 mln stg cash". LSE. 31 December 2007. Retrieved 6 February 2018.
  8. "Closure of Russian market pilot". tools.eurolandir.com. Retrieved 24 June 2023.
  9. "Lender IPF says to buy MCB Finance Group". Reuters. 19 December 2014. Retrieved 6 February 2018.